Rates Effective: Wednesday, January 27, 2021
Each business day, IPC shops the markets of Canada's leading financial institutions to provide our clients with some of the very best rates and terms in Canada. See the IPC Advantage.
Personal & Business Savings Accounts:
| Savings Account* | 0.50% | Business Savings Account* | 0.45% |
| Savings Account* (USD) | 0.30% | Business Savings Account* (USD) | 0.30% |
| RSP Savings Account* | 0.50% | TFSA Savings Account* | 0.50% |
IPC GIC Brokerage Services: (Available for sale in most provinces):
Posted Bank Rates
| 1 yr | 0.60% |
| 2 yr | 0.75% |
| 3 yr | 0.85% |
| 4 yr | 1.00% |
| 5 yr | 1.40% |
IPC GIC Brokerage Rates**
| 1 yr | 0.77% |
| 2 yr | 0.94% |
| 3 yr | 1.10% |
| 4 yr | 1.15% |
| 5 yr | 1.45% |
IPC Advantage
| 1 yr | +0.17% |
| 2 yr | +0.19% |
| 3 yr | +0.25% |
| 4 yr | +0.15% |
| 5 yr | +0.05% |
Invis Inc. & Mortgage Intelligence Inc. - Mortgage Brokerage Services:
Posted Bank Rates
| 1 yr | 3.14% |
| 2 yr | 3.19% |
| 3 yr | 3.49% |
| 4 yr | 3.74% |
| 5 yr | 4.59% |
Mortgage Brokerage Rates***
| 1 yr | 1.74% |
| 2 yr | 1.74% |
| 3 yr | 1.74% |
| 4 yr | 1.74% |
| 5 yr | 1.79% |
IPC Advantage
| 1 yr | -1.40% |
| 2 yr | -1.45% |
| 3 yr | -1.75% |
| 4 yr | -2.00% |
| 5 yr | -2.80% |
Rates as of Wednesday, January 27, 2021 and are subject to change without notice. Some terms and conditions apply. *Interest is calculated on the closing daily balance and paid monthly. GICs are available through IPC Investment Corp. only. **Interest is calculated and paid annually. GICs are not redeemable prior to maturity. All financial institutions are members of CDIC or CUDIC. ***Rates apply to owner occupied residential single-family dwellings on approved credit. The dealer, IPC Investment Corporation, may receive a referral fee from Invis Inc or Mortgage Intelligence Inc. equal to a maximum of 32.5% of the value of the finder's fee and 20% of volume bonuses for referring you to, and facilitating the successful sale of, this credit product. The financial representative is not a registered mortgage broker or lender and is not licensed to provide advice on any mortgage and lending matters. The financial representative's role is limited to referring a potential client to the lending financial institution or broker. Mortgage Broker services provided by Mortgage Intelligence (Lic #: ON 10428 | SK 315857) and Invis (Lic #: ON 10801 | SK 315928) are available in all provinces.