Legal - IPCC Corporate
Top Green Banner
Be cautious of emails, websites and other forms of communications claiming to represent a legitimate company or person and that ask you to provide confidential or financial information. This is called phishing. The content of a phishing e-mail or text message is intended to trigger a quick reaction from you. It can use upsetting or exciting information; demand an urgent response or employ a false pretense or statement. Phishing messages are normally not personalized.
It is not Investment Planning Counsel practice to email you or ask you to provide or confirm your PIN, password, or other confidential or financial information, other than as may occur in response to an inquiry from you. If you receive such a request, or if you have any concern as to the validity of an email from Investment Planning Counsel, a website claiming to be an Investment Planning Counsel website, a digital communication claiming to be from Investment Planning Counsel and its employees, or our online security, please contact us.
Please attach any suspicious email in its original form, screenshots in the case of instant messages from other communication platforms, or in the case of a website please include the URL in your notification.
What to watch out for: 3 types of common fraud scams
Fake Job Postings Scam
On various websites and social media platforms you may encounter fake job postings. As part of this scam, you receive an offer via email to interview for a work-from-home position. A job interview is conducted online using a chat-related app (e.g. Google Hangouts, WhatsApp) and you are told you have been offered the job. Upon acceptance of the job offer, you are provided with a cheque as payment to purchase the necessary equipment, software, and training materials. You are then instructed to wire a payment to a specific vendor. Typically, the original cheque does not clear, and you end up being out the money that was wired to the “vendor”.
- Be mindful where you post your resume; scammers use legitimate websites to seek out victims.
- A legitimate employer will never send funds and request a portion of it back.
- Do your research. A simple search on the Internet can save you thousands of dollars.
- If it sounds too good to be true, it is.
The fraudsters mail out letters indicating that you are the winner of a large sweepstakes prize (hundreds of thousands of dollars). You are told that in order to receive the prize, you will need to pay various fees, and a fraudulent Investors Group or Investment Planning Counsel cheque is provided to cover the fees. You deposit the cheque, withdraw funds, and send those funds as the fee payment to the fraudsters. The cheque does not clear, and you are out the amount of the fees.
Real Estate Scam
The fraudsters send out fraudulent payment memos to law firms throughout North America. These memos are on Investors Group or Investment Planning Counsel letterhead, are signed by a fake employee, and a large fraudulent cheque is enclosed. The memos claim that IG was instructed to make a large sum payment on behalf of a third-party to the law firm, and state that further instructions will follow once the funds have been deposited. The law firm is then instructed to send money to cover the costs associated with the fund transfer. The cheque does not clear, and the law firm is out the money that they sent to the fraudster.
Keeping you informed
As a reminder, Investment Planning Counsel will never ask you for sensitive personal information such as social insurance numbers, bank account numbers or login credentials via unencrypted e-mail or without speaking to you regarding the request. If you have questions about this program, you may contact Investment Planning Counsel at 1-800-328-6488 or refer to our website for updates on how we are responding at Client support for COVID - 19.
- For information on various types of email fraud, please visit the E-mail Fraud / Phishing on the Canadian Anti-Fraud Centre website.
- The Canadian Anti-Fraud Centre has published some tips on how to protect yourself. For more information, visit the Canadian Anti-Fraud Centre.
- If you have lost money because of a fraud, contact your local police.
- You may also contact us online or calling us at: 1-888-746-6344.
INVESTMENT PLANNING COUNSEL
References in this website to "Investment Planning Counsel" (or "IPCC") are to the corporate entity Investment Planning Counsel Inc. and include its subsidiaries and affiliates, where applicable. Investment Planning Counsel is a fully integrated Wealth Management Company.
Trademarks owned by Investment Planning Counsel Inc. and licensed to its subsidiary corporations. Investment Planning Counsel is a fully integrated Wealth Management Company. Mutual Funds available through IPC Investment Corporation and IPC Securities Corporation. Securities available through IPC Securities Corporation, a member of the Canadian Investor Protection Fund. Insurance products available through IPC Estate Services Inc. & PPI Management Inc.
Mortgage Broker Services provided by Invis Inc. (Lic# ON 10801 / SK 315928) or Mortgage Intelligence Inc. (Lic# ON 10428 / SK 315857).
Counsel Portfolio Services Inc. is an affiliated entity to IPC Investment Corporation and IPC Securities Corporation-Member of the Canadian Investor Protection Fund.
IPC INVESTMENT CORPORATION
IPC Investment Corporation is a member of the Mutual Fund Dealers Association of Canada (“MFDA”). The MFDA is the national self-regulatory organization (“SRO”) for the distribution side of the Canadian mutual fund industry. To learn more about the MFDA please visit www.mfda.ca.
IPC SECURITIES CORPORATION
IPC Securities Corporation is a member of the Investment Industry Regulatory Organization of Canada (“IIROC”). IIROC is the national self-regulatory organization which oversees all investment dealers and trading activity on debt and equity marketplaces in Canada. To learn more about IIROC please visit www.iiroc.ca.
NOT OFFERING ANY ADVICE
The information on this site is general information only and is not intended to constitute specific legal, accounting, financial or tax advice for any individual. Many factors may affect the applicability of any statement or comment that appear on our website to an individual's particular circumstances. You should consult with IPCC or your independent professional advisors before acting on any information provided herein.
IN NO EVENT WILL IPCC OR ITS AFFILIATES BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR DAMAGES WHATSOEVER (INCLUDING DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES) RESULTING FROM THE USE OR MISUSE OF IPCC'S WEBSITE, OR RELIANCE ON THE INFORMATION, DOCUMENTS, SOFTWARE OR CONTENT THEREOF, EVEN IF IPCC OR ITS AFFILIATES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
All products and services provided by IPCC and its affiliates are subject to the terms of the applicable agreements governing their use.
AVAILABLE ONLY WHERE PERMITTED BY LAW
IPCC and IPCC affiliate products and services are available only in jurisdictions where they may be legally offered. This communication does not constitute an offer or solicitation to buy or sell services or products to anyone in any jurisdiction in which such an offer or solicitation is not authorized or to any person to whom it is unlawful to make an offer or solicitation.
ACCURACY AND CHANGES
Facts and information provided by IPCC at this website are believed to be accurate when placed on the website. IPCC reserves the right to make changes at any time to the information at this website without prior notice. Please consult any branch of IPCC in your jurisdiction for complete and up-to-date information on products and services.
IPCC AND ITS AFFILIATES DO NOT WARRANT THE ACCURACY, COMPLETENESS, TIMELINESS, QUALITY, ADEQUACY OR CONTENT OF ANY INFORMATION ON IPCC'S WEBSITE. SUCH INFORMATION IS PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. OUR WEBSITE COULD INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS.
Some jurisdictions do not allow the exclusion of implied warranties, so the above may not apply to you.
Confidentiality and security of information over the Internet is not possible at this time. IPCC cannot ensure the privacy and authenticity of any information or instructions you send to us or that we send to you over the Internet. IPCC will not be responsible for any damages you may incur if you communicate confidential information to us over the Internet or if we communicate such information to you at your request.
SOFTWARE BACK-UP AND WEBSITE USAGE
While every effort is made to ensure that all software provided at this website, or as a link from this website, is suitable for use on a wide variety of computer systems, you should take reasonable and appropriate precautions to scan for computer viruses and ensure compatibility of the software with your specific computer system.
IN NO EVENT WILL IPCC BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL OR PUNITIVE DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS OR LINE OR SYSTEM FAILURE, LOSS OF DATA OR OTHERWISE, EVEN IF IPCC, OR REPRESENTATIVES THEREOF, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OF EXPENSES.
LINKS TO OTHER WEBSITES
Links to other Internet resources or websites are meant for convenience only and are at your own risk; the content, accuracy, opinions expressed, and other links provided by these resources are not investigated, verified, monitored, or endorsed by IPCC or its affiliates.
IPCC makes no representations whatsoever about any other website which you may access through this website. When you access a non-IPCC website, please note that it is independent from IPCC, and that IPCC has no control over the content on that website. Linking to any other websites is at your own risk and IPCC and its affiliates will not be responsible or liable for any damages in connection with linking. It is up to you to take precautions to ensure that whatever you select for your use is free of computer viruses and other items of a destructive nature.
"Investment Planning Counsel" and "The Investment Planning Counsel Logo" are trademarks of the Investment Planning Counsel Inc. Investment Planning Counsel Inc. is also the owner of all product and service marks for Investment Planning Counsel products and services. All other product and service marks mentioned on this website are the trademarks of their respective owners. All Investment Planning Counsel trademarks used in this website are authorized for use under license. The display of trademarks and trade names on pages of this website does not imply that a license of any kind has been granted to anyone else.
The information is for your personal non-commercial use only and may not be reproduced or republished in any part without the prior written consent of IPCC, or where applicable, its affiliates. Any unauthorized downloading, re-transmission, or other copying or modification of trademarks and/or the contents of this website may be a violation of any federal or other law that may apply to trademarks and/or copyrights and could subject the copier to legal action. The information is protected under the copyright laws of Canada and other countries. Unless otherwise specified, no one has permission to copy, redistribute, reproduce, republish, store in any medium, re-transmit, modify or make public or commercial use of, in any form, the information. IPCC and its affiliates disclaim any and all liability that may result from any authorized reproduction or use of the information from this website.